Short Sale Representation & Negotiation

Wayne Gardner can help homeowners avoid the pitfalls and long term consequences associated with foreclosure and bankruptcy.

In a short sale, the homeowner is allowed to list and sell the mortgaged property with the understanding that the net proceeds from the sale may be less than the total amount due on the first mortgage.

Homeowners unable to keep their homes under the Home Affordable Modification Program can pursue eligibility for the Home Affordable Financial Alternatives Program (HAFA). This program is set up to streamline the process of short selling and deeds in lieu of foreclosure. A homeowner can receive $3000 to assist with relocation costs after a successful short sale closing. Lien releases must be obtained from the creditors of the first mortgage.

There are specific points of qualification, including things like the property must not be an investment property, but must be where you have lived in the past 12 months, and the mortgage on the property must not exceed $729,750 and other particular points.

To find out if a short sale is an option for your particular hardship, contact our Arizona real estate lawyer today. We will give you a free, no obligation consultation. We can help you start on the process to getting out

  • Wayne Gardner Law

    2158 N. Gilbert Road, #119
    Mesa, AZ 85203

    480-433-8524
    wayne@waynegardnerlaw.com
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